Our website is here to help answer any questions that you may have, concerning Australia’s Medicare system and the ways in which you can benefit from it. Healthcare is always available to those who need it, there are just different ways to receive and pay for it depending on your situation and we are here to help determine which option is best for you and your family. The healthcare in Australia is all about taking care of the Australian people. Our government recognizes that your money is hard earned and wants you to be able to afford healthcare and therefore offers multiple ways to pay for it.
If you use Medicare, you are going to want to know how to get your money back and we can help with that. Medicare is a way that the government helps you pay a discounted price for certain medicines, doctor visits, and tests that would otherwise cost you a lot more money. A healthcare professional can either bulk bill you, when Medicare directly pays everything on your behalf, or charge you directly with a patient account. When they do the latter, you are responsible for getting your money back by filing a claim either through your doctors practice or using other services such as, filing online, calling, mailing, or going to a Department of Human Services center. Once you have filed your claim, you will be issued a refund for the money you paid out of pocket.
In addition to Medicare, there are many other options offered to people in the business world for financing assistance with medical treatments. If you make less than a designated amount, you may qualify for help in financing with either a Low Income Health Care Card or Low Income Supplement. Both of these choices offer financial assistance to those who need it. If you work full time and have young children, there are even more options available to you. Some examples of some of these options would be; Parenting Payment, Child Care Benefit, Family Tax Benefit and many more. All of these options come with their own stipulations, but offer monetary help for health care.
If you are someone who is having a hard time financing their medical needs and who has bad credit, there are options for you. Do not think that you have no options if you have bad credit or low income. Medicare is available to anyone who needs medical attention, especially if you had to go to the hospital. If you do have bad credit, you can apply for a hard money loan. This is a loan that is asset-based, meaning you get a loan that is secured by something like your house or car. A loan of this type is usually offered by a private company or investor. Once you have paid the amount of money that was necessary for your treatment, keep in mind that Medicare may pay for all of it, you will be returned the title of your house or car since you kept your end of the bargain and repaid what was owed.